Indemnity liability coverage

Cosmetologist

“Hair & skin & nails, oh my!”

 

Your top priority is making sure your clients look and feel their best—after all, they’re a travelling billboard displaying your work.

 

Our top priority at WellnessPro is making sure our clients know they are protected from liability claims—and again, they’re our traveling billboards. 

What does Cosmetologist Insurance cover?

General Liability and Professional Liability insurance provides financial coverage for claims resulting from injury or damage caused by your work within the beauty industry.

Cosmetologist Insurance ensures that you have protection in place for you, your business, and your customers.

Why do you need Cosmetologist Insurance?

You need to protect your financial wellbeing in case of an accident or allegation. Unhappy clients or physical injuries can lead to lawsuits, and without coverage you will need to pay out of pocket to protect yourself, your business, and your reputation.

Cosmetologist Insurance with WellnessPro consists of General Liability and Professional Liability insurance, which provides financial coverage for claims resulting from injury or damage caused by your work within the health and wellness industry.

Reporting a Claim?

Contact us as soon as you get notice of a claim. We will then take all the information needed for the insurance company to handle your case.

There is no cost to you, and cases are settled with ease.

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Ready to save $$$ and get covered?

Our policy covers the vast professional beauty industry, insuring hundreds of modalities.

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Covered Professionals

Across the United States

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Over 200 Modalities

Qualify for Protection

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Educational Articles

Published monthly

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Made the Switch

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Examples of Common claims

accidents are costly. don't take the risk.

Here are just a few claim examples of costs associated with losses that occurred while performing a professional service.

Massage Therapist
Deep tissue massage claimed to have caused severe muscle inury.

$12,598 Paid To Claiment
Cosmetologist
The claimant stated they had an adverse reaction to a cosmetic product used by a cosmetologist.

$2,500 Paid To Claimant
Esthetician
The claimant stated her chemical peel resulted in burns and irritation.

$4,200 Paid To Claimant
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See why professionals choose WellnessPro

Protection Benefits

Below are the main reasons why professionals choose to gain protection.

Getting your business protected with WellnessPro Insurance has never been easier. Simply click the button below, fill out your basic information and voila, your business is protected.

Coverage Limits

Below are the coverages and coverage limits provided by WellnessPro Insurance.

Getting your business protected with WellnessPro Insurance has never been easier. Simply click the button below, fill out your basic information and voila, your business is protected.

$125

Annual Protection

Best-In-Class insurance policy ensures you have top rated coverage at an affordable price.

Getting your business protected with WellnessPro Insurance has never been easier. Simply click the button below, fill out your basic information and voila, your business is protected.

FAQ Section

If you still have questions, please reach out!

WellnessPro Insurance policies cover the policyholder for one full year (12 months) from the date of purchase or the effective date of coverage.

General liability covers bodily injury, property damage, and personal and advertising injury claims for which you become liable.

Currently, there are no options to increase personal property coverage limits.

Certain high-risk methods, such as laser treatments and microblading, are excluded. Check our full list of exclusions for details.

Tools and supplies insurance protects the tools and equipment necessary for your job in case of damage, theft, or loss.

If you enter into a rental or lease agreement to occupy a premises for seven (7) or more days, we will provide coverage to that premises for damages (by a fire only) up to the limit shown on the certificate of insurance.

Yes, your policy will cover you for services you provide inside your home. However, we highly recommend that you check with your homeowners insurance agent to make sure that your home is covered for business use.

Policy limits are the monetary damages amounts that your policy is able to cover. BBI’s general and professional liability aggregate limit is $3,000,000 in total and $2,000,000 per occurrence. See our full list of policy limits here.